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Team

Our goal is to build long-term client relationships through integrity, independent advice, and ongoing guidance that extends beyond the policy.

DEDICATED TO YOUR BUSINESS

Helping clients navigate insurance with care, clarity, and integrity by delivering independent guidance that supports informed decisions, addresses real business needs, and builds lasting trust and confidence.

Clear guidance from Business Insurance Advisors

insurance audit guidance
President

Dominique Renaud

I provide practical insurance guidance, helping businesses make informed coverage decisions that reflect their priorities, risk tolerance, and long-term goals.
Ana
Office Manager

Ana Menchaca

Ana Menchaca brings over 30 years of dedication to building strong relationships and supporting our business with care, integrity, and commitment.
Emmanuel
Visual Communications

Emmanuel Renaud

Emmanuel brings fresh perspective and creative vision as he finalizes his Bachelor of Arts in Visual Studies.

Business Insurance Marketing

We independently review renewals, identifying differences in terms, pricing, coverage, and fees to ensure businesses have competitive options.

Policy Review

We highlight limits, gaps, overlaps, and exclusions, making insurance discussions clearer and more productive for business owners.

Insurance Sections of Contracts

We analyze insurance requirements in contracts, pointing out obligations that may increase costs or affect coverage.

Insurance Certificate Monitoring

We track and review certificates, flagging expirations, missing coverage, or incomplete documentation so businesses have clearer oversight.

Replacement Cost Analysis

We use CoreLogic for detailed building valuations, entering construction details for more accurate rebuilding estimates.

insurance audit guidance

Premium Audit Support

We help clients organize and review audit information, identifying misclassifications, errors, or cost drivers that could create unexpected expenses.

Experience Modifier Analysis

Your workers’ compensation experience modifier can affect premiums and contract eligibility. Business Insurance Advisors reviews and monitors it to ensure accuracy and support clearer discussions with your agent and carriers.

Risk Tolerance

Providing perspective to help businesses consider insurance options that reflect their financial position and risk appetite.

Claims Review & Advocacy

In-depth claim analysis and communication support designed to avoid recurring issues, control costs, and secure more favorable insurance outcomes

Safety & Risk Positioning

Support during insurance company visits, including safety presentation, claims context, and proactive risk communication to help secure stronger terms.

Being good in business is the most fascinating kind of art. Making money is art and working is art and good business is the best art.

Andy Warhol

Analyzing the Fine Print

Experience Business Insurance Advisors

We provide independent insurance guidance, helping businesses make informed decisions aligned with their priorities, risk tolerance, and operational needs.

Client Relationships
Accurate Assessments
Business Insurance Support

Our team provides independent insurance guidance built on decades of practical experience. We help businesses evaluate policies and contractual requirements in line with their operations, risk tolerance, and long-term goals, while supporting clear communication with agents, carriers, and underwriters.

With deep industry knowledge, our team provides independent insurance guidance tailored to each business’s priorities. We review policy structures, risk tolerance, and insurance sections of contracts, giving clients the clarity needed to make informed decisions about managing obligations and protecting what matters most.

Our team is dedicated to providing independent insurance guidance built on integrity and practicality. We support businesses through policy reviews, audit preparation, and insurance-related obligations, always aiming to deliver clarity and assistance that reflect each client’s priorities and operations.

We help businesses navigate insurance decisions by providing independent insight into policies, loss history, and risk tolerance alignment. Our team ensures clients receive guidance tailored to their priorities, avoiding unnecessary complexity or cost while supporting clearer discussions with agents and carriers.

Our team takes a collaborative approach to insurance consulting, drawing on experience across industries and trades. We work closely with businesses to review policy structures, insurance certificate obligations, and insurance sections of contracts, providing independent guidance with clarity, care, and a focus on client priorities.

Our team provides independent perspective on insurance considerations tied to real-world exposures and operational needs. We assist businesses in reviewing policies and the insurance sections of contracts, helping identify obligations and potential gaps with clarity.

insurance audit guidance
Business Insurance Advisors Office

We welcome your questions anytime. Feel free to contact us by email or visit our office. We’re here to help.

Address

2211 Norfolk Street, Suite 208 Houston, TX 77098

Call us

713-205-05-25

Email us

dominique@bizinsadvisors.com